Original Medicare

Welcome to John Franklin Insurance Agency, where we empower you with the knowledge you need to make informed decisions about your healthcare coverage. In this section, we delve into the critical components of Original Medicare and its pivotal role in meeting your diverse healthcare needs.

Understanding Original Medicare:

Medicare, a cornerstone of the U.S. healthcare system, collaborates with private companies approved by Medicare to offer various healthcare and prescription drug coverage options. Your choice of a Medicare plan significantly impacts factors such as cost, benefits, doctor selection, convenience, and quality. Among the diverse Medicare plan choices, the Original Medicare Plan stands out as a fundamental fee-for-service option.

The Original Medicare Plan:

This plan encompasses both Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services. Part B focuses on doctors’ services, outpatient care, preventive services, and some home health care. Together, they form a comprehensive foundation for your healthcare coverage.

When enrolled in the Original Medicare Plan, you have the flexibility to choose any doctor or hospital that accepts Medicare. Your healthcare journey is facilitated by the iconic red, white, and blue Medicare card.

While the Original Medicare Plan covers many health care services and supplies, it doesn’t cover all your healthcare costs. Coinsurance, copayments, and deductibles create gaps in Medicare coverage, requiring you to share some costs. These financial considerations underscore the importance of exploring options to enhance your coverage.

Enhancing Your Coverage:

To address the “gaps” in Medicare coverage, you may consider purchasing a Medigap policy. Medigap plans provide additional coverage for out-of-pocket costs, ensuring greater financial protection. Additionally, for prescription drug coverage, you can seamlessly integrate a Medicare Prescription Drug Plan into your healthcare strategy.

At John Franklin Insurance Agency, we understand the significance of choosing the right Medicare plan for your unique needs. Our mission is to guide you through the complexities of healthcare options, ensuring that you make choices aligned with your health and financial well-being.

Explore our resources to gain comprehensive insights into Original Medicare and other healthcare alternatives available to you. For personalized assistance, our dedicated team is here to address your queries and support you on your healthcare journey. Your health and peace of mind are our priorities, and we are committed to helping you navigate the intricate landscape of Medicare options.